What We Do
At GFRAM Consulting we leverage our multi-faceted backgrounds and experience, along with state of the art technologies and superior analytics to provide innovative and customized solutions for our clients.
Understanding Goals
At the start of each assignment, we take the time to ensure that the business problems are clearly articulated and that the client’s objectives and business constraints are well understood before developing customized strategies and solutions.
Client Feedback
“… the National Housing Trust (NHT) has been utilizing the services of GFRAM to conduct the IAS 19 Valuations for our Post-Retirement Pension & Medical Employee Benefits Schemes… The work products and communication services received from GFRAM has been of the highest quality and is delivered in a timely manner. Additionally, we have found their staff to be very knowledgeable and professional…”
National Housing Trust
“…We have found the performance of GFRAM Consulting Ltd. to be excellent. GFRAM Consulting Ltd. has always demonstrated a high level of professionalism, expertise and competence in the services for which they have rendered. They have always been very responsive and willing to offer and provide advice on matters for which we have sought their assistance…”
Statistical Institute of Jamaica
“… JMB contracted the services of GFRAM Consulting to conduct an actuarial review of the Mortgage Insurance Fund (MIF) and Mortgage Insurance Reserve Fund (MIRF)… we found GFRAM to be very thorough and their findings were contained in a detailed report which was presented in a timely manner. The report was the best we have received over time and provided JMB with valuable insight and recommendations regarding the operations of the Funds…”
Jamaica Mortgage Bank
“…Their thinking, probing and researching of our business and industry needs has led us to a better methodology and standard. They were very professional, well organized, and did an excellent job of presenting the solutions and recommendations. They took the time to understand our business and industry needs and provided innovative practical solutions… Working in partnership with GFRAM Consultancy… also enabled our team to expand our knowledge.”
Betting Gaming & Lotteries Commission
“GFRAM has been the Consulting Actuarial Firm for the Bureau of Standards Jamaica (BSJ) in the General, Health and Life Insurance areas. The work product received from GFRAM is usually well presented, detailed and self-explanatory. Further, we have found their staff to be knowledgeable, professional and readily available to provide clarity where necessary…”
Bureau of Standards Jamaica
“We have been using GFRAM Consulting Limited to prepare Actuarial Valuation Reports and provide Actuarial Services for Tropical Battery Company Limited Pension Fund for the past ten (10) years. We have always been completely satisfied with the turn-around time to provide the reports and with the quality and presentation of their work… We also found the staff to be professional, knowledgeable and courteous… “
Tropical Battery Company Ltd
“… Over the years, GFRAM has proven to be very efficient, reliable and offered excellent customer service and satisfaction. Overall, they offered excellent service above what was required of them… They facilitated a short training session for selected members of staff with just one day's notice and they always produced the necessary deliverables before the stipulated deadline even when we were late…”
Real Estate Board
“The Hanover Municipal Corporation is extremely pleased and highly satisfied with the level of consultancy services that GFRAM Consulting has provided us with. We have found the firm to be very prompt, responsive and highly professional… Critically, the cost is very reasonable and the payment terms very convenient for the very high quality of service provided. Also, the firm will go well beyond the call of duty to satisfy their customers, as we have personally experienced…”
Hanover Municipal Corporation
“GFRAM Consulting Limited has provided us with Consulting Actuarial Services by way of an Actuarial Merger Valuation of two (2) of our Defined Benefit Pension Plans. Based on our interactions with GFRAM, we have found them to be very thorough in conducting the task at hand, as they would provide the relevant explanations and advice required. In addition, their staff was professional and courteous and was readily available to provide clarity in preparation for our presentation to the Board…”
Sugar Industry Authority
“… GFRAM Consulting has demonstrated knowledge of the insurance industry and has given sound advice in our negotiation with our broker. GFRAM Consulting has proven to be efficient and responsive, providing timely reminders for the renewal of insurances… renewal reports was completed within the scheduled time each year… A high level of thoroughness was evident in the comparing of proposals to other public bodies with similar risks and ensuring that all procedures were fulfilled…”
Public Broadcasting Corporation of Jamaica
“GFRAM has partnered with us in navigating the best coverage decisions for our insurance portfolio, helping us to carefully evaluate risks and liabilities associated with those decisions. The staff is knowledgeable, very thorough and resourceful, making communication seamless and the client relationship satisfying… This, we believe, is a demonstration of capacity and aptitude…”
Tourism Product Development Company